Invest in your farm’s future
Lely Finance
Introduction
Equipment finance for dairy farms
Every investment on your farm affects your daily operation. Whether you are considering a milking robot, automated feeding or a barn upgrade, you want a financial plan that matches your business.
Lely Finance helps find a solution that fits your situation. This supports you with better control over your costs and allows you to align payments with the daily use of your equipment, so you can plan your farm’s growth.
Tailored to your business
Lely Finance
We believe financing should fit the way you run your farm. Whether you're investing in automatic milking, automated feeding or another Lely solution, we help you find a financing option that suits your situation and plans for the future.
All Lely solutions can be financed when the total investment exceeds EUR 5,000. We can also include additional equipment in the finance agreement, such as compressors, fans, milk tanks and neck tags. This allows you to combine multiple investments into one clear financing plan for your barn.
To help your cash flow, payment dates can be aligned with your milk payout schedule. This gives you a financing solution that works with your business and supports your day-to-day operation.
Hire purchase/ finance lease
Spread the cost of your investment over a fixed period. You own the equipment once the final payment is made, allowing you to build equity in your farm's automation.
Lease/ rental options
Choose flexible leasing options tailored to your tax and accounting preferences. This machinery financing solution lets you finance dairy equipment with fixed payments and minimal upfront investment.
Used equipment
Are you looking to buy a refurbished robot? No problem, Lely Finance can fully support you.
The finance process explained in six simple steps
We have simplified the journey to new dairy technology. In our "one-stop-shop" model, your local financing partner is your primary point of contact. They understand the local agricultural market and your specific needs, handling the process from start to finish. Once they have discussed your requirements, they coordinate directly with your local Lely Center to help you match the technical implementation with your financial plan.
Consult your finance partner
Start a conversation with the local Lely Finance partner. They are your first point of contact for all farm finance inquiries.
The finance proposal
Based on your needs, a tailored dairy investment plan is created that aligns with your business cycles.
Credit check
A fast and professional acceptance process is carried out through our dedicated partners.
Contract
Once the credit check has been completed, the finance contract will be shared for your review.
Installation
Once the contract is finalised, the Lely Center will complete the installation of your milking-, feeding or manure robot.
Verification and start
After complete installation, you'll be asked to sign the acceptance certificate. When completed, the contract will start.
Boost your investment
Grants and subsidies
While Lely Finance provides the framework for your investment, external grants and subsidies can be a significant motivator to take the next step. Many regional governments offer financial incentives for farmers who invest in sustainable, animal-friendly, and emission-reducing technologies.
Environmental & circular grants
Financial support for technologies that reduce emissions, improve manure management, and contribute to circular farming practices.
Modernisation schemes
Funding programmes that support farm upgrades, including automation and efficiency improvements in daily operations.
Sustainability subsidies
Many local governments provide incentives for improving animal welfare and reducing the environmental footprint of dairy farming.
FAQ
Questions farmers ask about Lely Finance
Yes, all Lely products can be financed, provided the total investment is at least EUR 5,000. In many cases, it is also possible to include selected third-party equipment, such as compressors, milk tanks or neck tags. This allows you to combine your full investment into one clear financing solution. Your local finance partner can advise what can be included in your specific situation.
Financing allows you to invest in expensive automation, like milking robots, without a large upfront capital expenditure. This preserves your liquidity for daily operational costs, such as feed and energy, while matching your repayments to the revenue generated by the new equipment.
Your primary contact is the local financing partner associated with Lely. They manage your application, credit check, and contract. They will then liaise with your local Lely Center to coordinate the delivery and installation of your machines.
Yes. We understand that dairy income is not always flat throughout the year. Many of our finance partners offer flexible payment intervals—monthly, quarterly, or even seasonal payments—that align with your milk cheques and peaks in production.
Hire purchase is designed for ownership, meaning you own the robot at the end of the term, and it sits on your balance sheet. Leasing focuses on usage; you pay a lower monthly fee for the use of the machine and have the flexibility to upgrade or return it at the end of the contract.
Many Lely products are designed to improve animal welfare and environmental sustainability, which are key criteria for government grants. Your local finance partner and Lely Center can point you toward regional schemes that may support your purchase. You can always take a look on our grants and subsidies page via the button below.
next steps
Support from your local finance partner
Obtaining the right dairy farm financing can increase your opportunities for investing in your future. Contact your local financing partner today to start a conversation about your wishes—now and in the future.
Lely Finance is a trade name under which De Lage Landen (DLL), Unicredit and Crédit Agricole provide financial services with the permission of Lely International B.V.
Financing is subject to approval by financing partners. Terms and conditions apply.